ADVANTAGES OF LEASING

Leasing equipment has specific advantages over other types of financing or purchasing with cash. A clear understanding of these benefits will help you when considering the acquisition of equipment crucial to your company’s success.

Conservation of Capital
Your money is not tied up in equipment so it is free for use in marketing, inventory, salaries or leasehold improvements.

100% Financing
No down payment means you can preserve your cash to meet other company expenses.

Flexibility
A variety of payment options that fit your budget needs.

Fixed Payments
A lease is not subject to the ups and downs of interest rates, your payment is locked in for the term.

Tax Savings
Payments on qualifying leases can be written off as a direct operating expense which may reduce taxable income. (Consult your tax advisor)

TYPES OF LEASES

Fair Market Value

• Apply with no need to submit financials
• Tax Advantages*
• At the end of the lease you pay the remaining value of the equipment or return it

  Dollar Buy Out

• Apply with no need to submit financials
• Tax Advantages*
• The lease is structured so the payments pay down the lease with just a $1 buyout at the end of the lease

Cardiff-Financial also offers a commercial lease for equipment purchases over $100,000

Commercial Lease

• Financials Required
• Ideal for more complex transactions
• Project financing available
• Equipment lines of credit
• Tax advantages*

* Consult your tax advisor

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